<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Homepage -->
  <url>
    <loc>https://www.finosutra.com/</loc>
    <lastmod>2026-07-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- IND AS Tools Hub -->
  <url>
    <loc>https://www.finosutra.com/indas-tools.html</loc>
    <lastmod>2026-07-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Lease Workspace App -->
  <url>
    <loc>https://www.finosutra.com/app.html</loc>
    <lastmod>2026-07-11</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- IND AS 116 Calculators -->
  <url>
    <loc>https://www.finosutra.com/indas116.html</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/indas116-model2.html</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/indas116-model3.html</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/portfolio.html</loc>
    <lastmod>2026-07-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/security-deposit.html</loc>
    <lastmod>2026-07-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/ecl-calculator.html</loc>
    <lastmod>2026-07-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- GST Tools -->
  <url>
    <loc>https://www.finosutra.com/gst-tools.html</loc>
    <lastmod>2026-07-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/gst-calculator.html</loc>
    <lastmod>2026-07-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Income Tax -->
  <url>
    <loc>https://www.finosutra.com/income-tax-hub.html</loc>
    <lastmod>2026-07-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/india-tax-calculator.html</loc>
    <lastmod>2026-07-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/hra-calculator.html</loc>
    <lastmod>2026-07-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Capital Gains Tax Calculator -->
  <url>
    <loc>https://www.finosutra.com/capital-gains-calculator.html</loc>
    <lastmod>2026-07-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Advance Tax Calculator -->
  <url>
    <loc>https://www.finosutra.com/advance-tax-calculator.html</loc>
    <lastmod>2026-07-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Multi-Security Deposit Portfolio -->
  <url>
    <loc>https://www.finosutra.com/sd-portfolio.html</loc>
    <lastmod>2026-07-11</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Templates -->
  <url>
    <loc>https://www.finosutra.com/templates.html</loc>
    <lastmod>2026-07-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Blog -->
  <url>
    <loc>https://www.finosutra.com/blog.html</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/blog/ind-as-116-lease-accounting-guide.html</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/blog/ind-as-109-security-deposit-accounting.html</loc>
    <lastmod>2026-07-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/blog/ind-as-117-insurance-contracts.html</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/blog/lease-accounting-ind-as-116-with-example.html</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/blog/ind-as-116-ibr-incremental-borrowing-rate.html</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/blog/ind-as-116-lease-accounting-step-by-step-example.html</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/blog/ind-as-116-lease-modification.html</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/blog/ecl-provision-matrix-ind-as-109.html</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/blog/capital-gains-tax-india-2025-26.html</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/blog/ind-as-vs-ifrs-key-differences.html</loc>
    <lastmod>2026-07-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Legal -->
  <url>
    <loc>https://www.finosutra.com/privacy.html</loc>
    <lastmod>2026-07-08</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://www.finosutra.com/terms.html</loc>
    <lastmod>2026-07-08</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

</urlset>
